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Pilates business insurance
If you operate a pilates business, you know that legal risks are everywhere. One of your pilates teachers could get injured while teaching a class. A customer could fall over a piece of equipment and break their leg. Or a fire could destroy your building and force you to cancel pilates classes for a month while you look for a new facility. Whatever the unexpected event, it can result in a big bill and significant revenue loss if you don’t have a reliable backup plan.
That’s why you need a reliable pilates studio liability insurance plan from a trusted insurance company. The right collection of pilates insurance coverages can go a long way to ensuring you can run your pilates business without fear of the future.
Read up on Huckleberry’s guides for affordable fitness instructor insurance or yoga insurance, too.
Most common types of small business insurance for a pilates studio
Protects your instructors (and any other employees) if they get injured or sick on the job. Pays out for medical expenses, lost income, and even legal defense costs, so you don’t get stuck with the bill.
Pilates instructor liability insurance coverage helps defray your legal costs if your pilates business ever gets sued for property damage or bodily injury.
Pays some unavoidable costs if you’re ever forced to close your studio temporarily (for a covered reason).
How much does pilates instructor insurance cost?
The variables of aggregate policy limits and deductible amounts notwithstanding, getting a suitable insurance program for your pilates business might be more affordable than you imagine. In fact, pilates studio owners have gotten their workers compensation policies for as little as $27 per month through Huckleberry. And they’ve gotten a Business Owner’s Policy for as little as $42 per month.
Want an instant quote for your pilates studio? Huckleberry’s got you covered.
Pilates instructor insurance coverage FAQ
While no one policy will cover every risk a pilates business faces, most studios should purchase at least general liability coverage and business interruption coverage. (Luckily, both are included in a Business Owner’s Policy, which is a handy bundle of coverages you should consider.) If you hire anyone to help you run your pilates business, you’ll almost definitely need workers’ compensation, too. It’s required by law almost everywhere.
If you get your business coverages through Huckleberry, it’ll be easy to get your proof of insurance. Just visit our Certificate of Insurance page to instantly generate as many copies of your certificate as you’d like—no extra charge.
Huckleberry provides fast small business insurance for fitness instructors, personal trainers, and wellness studios through an easy online application. Everything is 100% online and 100% simple. Talk about peace of mind!
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