Buy affordable workers' compensationin Nebraska onlinein less than 5 minutes

Business owners in the state of Nebraska have a range of options for the products available from an insurer. From protecting their company through small business insurance to offering medical benefits to eligible employees, there’s no shortage of policy options to consider.

However, one type of insurance that’s not optional is workers’ compensation, managed by the Nebraska Department of Insurance. Designed to protect both employers and employees in the event of a workplace injury, it’s a requirement that’s taken very seriously by the state. Regardless of their industry or business structure, almost all Nebraska employers must offer workers’ compensation coverage.

Should an employer decide to forego enrolling in coverage from an insurance company, the ramifications can be very serious. If you’re found to be non-compliant, you’ll be fined up to $1,000 per day and can even face up to one year in prison. You may even be prevented from continuing to run your business in the state and, should an employee sue you for work-related injuries, you could have to pay damages.

If one of your employees sustains an injury and files a workers’ compensation claim, the money you spend on your monthly premium will be well worth it. Instead of having to pay out of pocket toward medical expenses, partial disability benefits, or death benefits, your policy may cover these costs. It’s fast and free to get a workers’ compensation estimate from Huckleberry and determine just how affordable this insurance coverage can be.

While a workers’ compensation claim typically results in your insurance company paying out a large sum of money to your injured employee, the cost of your workers’ compensation coverage can be significantly less. Many Nebraska employers pay an average of around $45 per month, while some enjoy rates as low as $25 per month.

Remember, your individual workers’ compensation rates are calculated using several factors, including the size of your payroll, the industry you’re in, and the number of claims you’ve filed in the past. If you have questions regarding your history with workers’ compensation claims, you can contact the Nebraska Department of Insurance, located in Lincoln.

The benefits paid to an injured worker are very similar to most other states in the country. While there are few exemptions from this coverage, anyone else who is required protection from a workers’ compensation policy may enjoy the following benefits:

• Coverage for initial medical treatment and ongoing medical care
• Payment toward vocational rehabilitation
• Compensation for a percentage of lost wages
• Partial or total disability benefits
• Death benefits

When filing a claim, employers and employees alike should include all details regarding the work-related injury or occupational disease. It’s important to keep in mind that this insurance coverage isn’t designed to place fault or blame but rather protects employers from paying toward an injury and provides employees financial assistance during their recovery.

1. We explain everything. You won’t find fancy insurance company jargon or confusing terms here—just easy-to-understand policy options for your small business.
2. You have access 24/7. All of your policy details are available through an online portal, so you’ll never have to wait to get the information you need.
3. Huckleberry helps you save. Most small business owners save up to 32% when they enroll in workers’ compensation coverage through us.
4. The process is quick and easy. Get a free quote in about 60 seconds and enroll in your new policy in roughly 5 minutes. Set a timer, we dare you.