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Martial arts studio insurance
If you run a martial arts studio, you know that injuries happen quickly—even if no one does anything wrong. A martial arts instructor could tear a muscle. A student could break an arm. A student’s parent could trip over a cord in the lobby. And when injuries occur, they can be a huge legal liability.
Injuries aren’t the only risk to your martial arts business, either. For example, if your building catches fire, you could get stuck with a huge bill if you don’t have a financial backup plan.
That’s why you need a robust martial arts insurance program with a trusted insurance company.
Here are some of the martial arts specialties we cover:
- Aikido
- Brazilian jiu-jitsu
- Capoeira
- Judo
- Jujutsu
- Karate
- Kickboxing
- Kung fu
- Mixed Martial Arts (MMA)
- Muay Thai
- Taekwondo
- Tai chi
No matter what kind of martial arts you specialize in, a comprehensive set of insurance coverages can keep your business protected in just about every circumstance—and save you time and money.
The most common types of small business insurance for martial arts clubs
Protects your employees by paying for their medical bills and lost wages if they get injured or sick on the job.
Liability coverage for martial arts schools will protect your studio if you ever get sued by a third party for bodily injury or property damage.
How much is martial arts studio insurance?
Your martial arts insurance cost will depend on where you’re located and how many people you employ (to say nothing of aggregate policy limits and deductibles, which are largely under your control), but it’s generally pretty affordable.
For example, martial arts studios have gotten workers’ compensation for as low as $6 per day with Huckleberry. That’s the price of a sandwich for a whole lot of peace of mind.
Not convinced? Get a free martial arts business insurance quote with Huckleberry today.
Martial arts liability insurance FAQ
First, know that there’s no one single policy that will protect you from every risk you face. But, in general, martial arts businesses should purchase at least a general liability insurance policy—because lawsuits are stressful!—and business property coverage. If you have any employees, you’ll also need to purchase workers’ compensation insurance (it’s a legal mandate in most states).
It’s easy to get your Certificate of Insurance if you’re a Huckleberry customer. Just visit our Certificate of Insurance page to instantly generate as many copies of your COI as you’d like. There’s no extra charge, and we’ll even email your certificates to whomever you’d like so you can get back to running your dojo.
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