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Workers’ compensation insurance protects your employees if they ever get sick or injured because of a work-related accident. It’ll pay out to cover your injured workers’ medical expenses and lost wages—and it might even cover ongoing disability benefits (like wage replacement) and medical treatment if the injury is serious.

You can get an affordable workers’ compensation policy from Huckleberry in minutes. The whole process is online and super easy.

If your small business hires people, you probably need workers’ compensation coverage. It’s required by law almost everywhere in the United States, and most states require coverage as soon as you hire your first employee.

Workers’ compensation laws vary by state, so it’s important to check your local requirements.

Your workers’ compensation rate is based primarily on the size of your payroll. Other factors include your industry and where your business is located.

When buying from Huckleberry, the median premium cost is $1,123 per year, and some customers pay as little as $271 per year.

Going uninsured is far more expensive—the average workers’ compensation claim costs $40,000.

You’ll likely pay less, get covered in minutes, and manage everything online, no phone calls, no hassle.

In fact, 95% of Huckleberry customers finish the process in about 5 minutes.

A pricing estimate is an initial calculation based on minimal business information and assumptions like prior coverage and no loss history.

A quote is a formal offer from an insurance carrier, tailored to your business, and reflects the actual premium you’ll pay unless your business information changes.