Flooring business insurance with Huckleberry

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Flooring business insurance with Huckleberry

Tile, stone, and flooring installer insurance

Your flooring installation business doesn’t have a fixed worksite: you might specialize in installing hardwood flooring at other people’s homes or laying down carpeting at a new commercial property. With so little to be sure of, you won’t always be prepared for the dangers and risks each new job site brings. Plus, some scenarios aren’t covered under a client’s homeowners insurance or commercial policy. 

Whether you specialize in laminate, linoleum, carpeting, or concrete, you need robust insurance policies that protect you, your workers, and your equipment from financial ruin. But that doesn’t mean all flooring companies require the same small business insurance coverage. Read on to see how you can get a free quote from Huckleberry, so you can get covered and keep your business grounded.

Most common types of small business insurance for floor installers

Flooring business insurance with Huckleberry

Pays out medical bills and lost income for your employees or subcontractors if they get a work-related injury or become sick as a result of their job.

Flooring business insurance with Huckleberry

Also known as a BOP. Bundles together several important liability coverages: general liability, business property, business interruption, and more.

Otherwise known as commercial general liability insurance, or CGL. Covers any costs associated with a bodily injury or property damage lawsuit against your business.

Protects your business’ commercial property (and anything inside) if it incurs property damage.

Provides financial protection if your business has to stop operation temporarily.

Flooring business insurance with Huckleberry

How much do flooring contractors pay for insurance with Huckleberry?

Don’t worry—Huckleberry won’t floor you with high insurance costs. Huckleberry customers who run flooring businesses have been known to pay as little as $39 per month for workers’ compensation and $42 per month for a Business Owner’s Policy. Those are small prices to pay for the sheer amount of medical expenses, legal fees, lost business income, and extra expenses you could face if you’re sued by a third party or an employee gets hurt on the job.

Flooring contractor insurance FAQ

  • No one insurance policy is specifically designed for flooring contractors. Depending on the number of employees you have and the state you live in, workers’ compensation insurance might be legally mandated. Getting a Business Owner’s Policy is also a good move; it bundles together several vital coverages, like general liability insurance, business property insurance, business interruption insurance, and more.

  • Huckleberry provides instant access to as many copies of your Certificates of Insurance (CoI) as you need. It’s self-service (no need to speak with an insurance agent), automatic, and free for all Huckleberry customers.

  • Too many types of insurance to keep track of? Huckleberry provides small business owners with comprehensive insurance solutions, 100% online. Get a free business insurance quote with Huckleberry today.

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