General Liability insurance Georgia with Huckleberry Insurance

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General Liability insurance Georgia with Huckleberry Insurance

General liability coverage and benefits in Georgia

General liability insurance protects your small business if someone outside your company sues for bodily injury, advertising injury, or property damage. It comes standard in a Business Owner’s Policy, and is one of the most important coverages business owners in Georgia can purchase—especially since you’re more likely to be sued than you might think: 40% of small businesses will face a liability claim in the next ten years. And, if a lawsuit happens to you, the cost of going without liability coverage could be severe.

Imagine this: while visiting your business, a customer trips over a chair and injures their arm. They laugh the injury off and leave your building, but then—2 weeks later—you get an official-looking letter. The customer who hurt themselves is now suing you for $100,000. To fight that claim on your own would be incredibly expensive and time-consuming, not to mention the cost of paying the actual financial settlement. Without general liability coverage, all of these costs will fall directly on your business—whether you can afford to pay them or not.

You get the picture. General liability coverage could quite literally save your company. And, while liability insurance isn’t legally required in Georgia, it’s often required by big clients before they’ll sign a contract with you. (And that’s fair, right? They don’t want you suddenly going out of business because of a lawsuit.)

All in all, general liability coverage is a good idea for almost every small business. Get a 60-second estimate on Georgia general liability insurance here. (Seriously, it only takes a minute and there’s no obligation.)

General Liability insurance Georgia with Huckleberry Insurance

How much is commercial general liability insurance in Georgia?

In Georgia, the cost of general liability coverage depends on a bunch of factors, like your location and the kind of business you run. But, just for reference, the median premium cost that Huckleberry customers pay for general liability is $700 per year. That’s just a statistic, though. Your rate could be higher or much lower, and the most convenient way to find out what you’d pay is to get a 60-second estimate.

Most common industries getting general liability insurance

Landscaping & Lawn Care

Landscaping & Lawn Care

Commercial Cleaning

Commercial Cleaning

Heating & Air Conditioning

Heating & Air Conditioning

General Liability insurance Georgia with Huckleberry Insurance

4 reasons to buy general liability insurance from Huckleberry

  1. You’ll probably pay less for coverage. Maybe a lot less.
  2. No paperwork. You’ll manage everything in our super-friendly online portal.
  3. Decisions are easy. We explain everything in simple English.
  4. It’s so fast. 95% of Georgia customers get the general liability coverage they need in five minutes. (Yes, five minutes.)

Common questions about general liability in Georgia

  • Nope, general liability is not required in Georgia. But you really should consider getting it anyway, especially if your business doesn’t have the cash and legal resources to fight a lawsuit on your own. (Most small businesses don’t.)

    Also, know that some big clients do require proof of liability coverage before they’ll hire you for their project. They simply can’t depend on you if you’re at risk of going out of business because of a liability claim.

  • Liability claims are expensive. Very, very expensive. If you get sued, it could cost your business hundreds of thousands of dollars. And nearly half of all small business owners will face a liability lawsuit in the next 10 years—a staggeringly high percentage.

    Basically, if you don’t have the legal resources or money to fight a lawsuit on your own, you should buy general liability coverage for your company. Get general liability insurance in 5 minutes.

  • Most small businesses are eligible for liability insurance, so even if your industry isn’t listed above, there’s a good chance you should still get coverage. You can check your company’s eligibility, though, by answering a few easy questions here. It only takes a minute.

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