Small business insurance in Pennsylvania with Huckleberry Insurance

Buy affordable small businessinsurance in Pennsylvania, onlinein less than 5 minutes.

No paperwork.
Instant coverage.
No-commitment quote.

Small business insurance in Pennsylvania with Huckleberry Insurance

Small business insurance in Pennsylvania

Pennsylvania takes business seriously. It’s home to more than 1.1 million small businesses—which created over 51,000 jobs in 2016 and currently employ over 2.5 million people. In fact, over 46% of private employees in Pennsylvania are employed by a small business. So if you’re an entrepreneur in the Keystone State, be proud: you’re a major driver of the state’s economy, and you need dependable small business insurance to keep your business protected.

Huckleberry can get you covered in 5 minutes. Everything is online and easy (and explained in everyday English).

The most common types of small business insurance in Pennsylvania

Small business insurance in Pennsylvania with Huckleberry Insurance

Covers your employees if they ever have a medical issue because of their job. It pays for medical treatment and lost income while your employee recovers.

Small business insurance in Pennsylvania with Huckleberry Insurance

A package of crucial policies that keep your business protected in unexpected circumstances. It includes property insurance, business interruption insurance, and general liability.

If your business is sued for injury or damage, general liability will pay out for legal expenses and a settlement.

Protects your building and the stuff inside your building (in case of damage or destruction).

Business interruption coverage provides a lifeline to your company if you’re ever forced to close for a covered reason. It helps pay for certain fixed costs—such as your tax bill and payroll—and might even cover the cost of a temporary relocation (if your building is unusable).

Small business insurance in Pennsylvania with Huckleberry Insurance

How much do Pennsylvanians pay for small business insurance?

First, let’s talk about some general numbers. The median premium cost that Huckleberry customers pay for Pennsylvania workers’ comp is $989 per year. For general liability coverage, the median cost goes to $750, and for a business owner’s policy—which includes general liability as well as other important coverages you’ll need—the median price in Pennsylvania is $600.

The thing to remember, though, is that your rate depends completely on your situation: where your business is, how many employees you have, what industry you’re in, and so on. So prices fluctuate widely and your rate could be higher or lower than the median.

In short, the fastest way to find out what your business would pay for small business insurance is to get a 60-second estimate from Huckleberry.

Other coverages you can add to your Pennsylvania policy

Employment Practices Liability (EPLI)

Protects your business if an employee claims harassment, discrimination, or termination for an illegal reason.

Hired and Non-Owned Auto

Covers your small business if you (or someone else associated with your company) causes damage with a vehicle which your business doesn’t own.

Professional Liability

Helps pay for legal expenses and the cost of a settlement if you make a mistake that harms a client.

Liquor Liability

Helps cover legal costs, medical expenses, and property damage if you ever sell alcohol to an intoxicated person who then causes damage to someone or something.


Pays out if you lose food or other goods when a refrigerator breaks (or because of another covered event).

Equipment Breakdown

Covers the repair or replacement of your electrical and mechanical equipment if it breaks.

Restaurant Endorsement

A package of restaurant-specific coverages which protect your restaurant in unforeseen circumstances.

Employee Dishonesty

If a member of your team ever steals from you (directly or indirectly), this coverage will pay out to compensate your business.

The most common industries getting small business insurance in Pennsylvania

Landscaping & Lawn Care

Landscaping & Lawn Care

Commercial Cleaning

Commercial Cleaning

Heating & Air Conditioning

Heating & Air Conditioning

Small business insurance in Pennsylvania with Huckleberry Insurance

4 reasons why business owners in Pennsylvania love Huckleberry

  1. Get covered in 5 minutes.
  2. Everything is in plain English.
  3. No paperwork. (Online and easy.)
  4. You’ll probably pay less for coverage. (Maybe a lot less.)

Don't take our word for it

Get a quote in five minutes.

Everything's online. Everything's easy. Tap the button to get started.