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If you’re ready to purchase your workers’ comp policy, but need a little help figuring out whether you’re allowed to exclude any of your officers and upper leadership, we’re here...

If you’ve just started your Arizona business — or if you’re about to hire your first employee — you likely have a lot of questions about workers’ comp coverage. The first one is...

Basically, workers’ comp doesn’t have limits in the same way other coverages do. Instead, all coverage decisions are made by the state of Arizona—so you don’t have to worry about...

Things happen at even the safest workplace. If an employee has gotten injured at your business, here’s what you should do...

Okay, so you’re gathering information about what it means to get a workers’ comp policy for your Arizona business. Fantastic. But you’re also probably wondering if you can get away...

Trying to figure out workers’ comp? You’ve come to the right place. Business insurance is our specialty, and we’ve put together a list of the big things you need to know about...

Business personal property insurance might sound like a contradictory term (is it business or personal?), but it’s really a pretty simple coverage: it will pay out to repair or...

General liability insurance is a coverage which protects you and your company in the event another party makes a claim against your company for bodily injury or property damage...

A business owner’s policy is a handy insurance product that’s designed to protect your small or medium business from many different kinds of property damage and liability...

Business property insurance will pay to repair or rebuild your building if it is ever seriously damaged or destroyed. A full business property insurance policy is actually two...

It’s stressful when a member of your team goes down on the job. But here’s exactly what you need to do in the state of California to get through the situation...

Okay, let’s look at exactly who your California workers’ comp policy will cover—and whether you can exclude anyone from coverage. First of all, here’s the guiding principle for...

There are quite a few consequences to going without workers’ comp in California, and none of them are good. If you don’t get workers’ comp for your business, you could personally...

Do you need to buy workers’ comp insurance for your California business? The short answer: yes—if you have an employee who spends regular time in California. But we’ll dig a little...

Have a California business? Trying to figure out workers’ comp? Hey, you’re on the right page. Here’s what you need to know about workers’ compensation insurance in California—in...

If you’re trying to figure out Nevada workers’ comp—and what your obligations are as an employer—you’ve come to the right place. Business insurance is what we do. So we’ve put...

Even if you’ve done your best to create a safe workplace, sometimes the unexpected just happens. And when an employee is hurt, it can be difficult to know how to handle the...

Need to know exactly what workers’ comp covers in Nevada? We’ve got your back. The first thing you need to know, though, is that workers’ comp coverage works differently than other...

You already know who needs workers’ comp coverage in Nevada. (Basically, if you run a Nevada business with at least one employee, you need workers’ comp.) Now, it’s time to cover...

If you have employees in Nevada, you need workers’ comp—that’s the law. But you might be curious about what might happen if you forget to get coverage. We’re here to give you the...

Do you run a business in Nevada with at least one employee? Then the quick answer is yes. You need to buy workers’ comp for your company. It’s the law, it’s the right thing for...

You work hard to make your business a safe place to work. But things happen. And, when they do, you need to react quickly...

Workers’ comp coverage pays medical expenses, lost wages, and death benefits for an injury or illness that an employee sustains while at their job (or for a job-related cause...

If you’re ready to purchase workers’ comp for your business—but need help figuring out whether you’re allowed to exclude any of your upper leadership—we’ve got answers. Here’s how...

If you’re gathering information about what it means to get a workers’ comp policy for your Georgia business, you’re also probably wondering if you can get away with not having a...

If you’ve just started your Georgia business — or if you’re growing beyond just a few employees — you likely have questions about workers’ comp coverage. The first obvious...

If you’re trying to understand how workers’ comp works in Georgia, you’ve reached the right place. Business insurance is what we do, and we’ve put together a list of the important...

If you’re confused by workers’ comp, you’re in the right place. We do business insurance—it’s what we know best—and we’ve put together a list of the things you really need to know...

You do your best to make sure your workplace is safe. But things still happen. And, when an incident occurs, you’ll need to take action fast. Here’s what to do immediately after an...

If you’re curious about what workers’ comp covers in South Carolina, you’re reading the right article. First, you should know that workers’ comp works differently than many other...

You already know that workers’ comp is required in South Carolina if you have at least four workers. But, depending on how your business is organized, you might be allowed to...

If you’re just starting a South Carolina business — or if you’re about to hire a few more employees — you likely have some questions about workers’ comp coverage. First, an obvious...

If you’ve got questions about workers’ comp requirements in Pennsylvania, you’ve found the right article. Here’s everything you need to know (and a handy index to help you find it...

It’s difficult when a member of your team faces a workplace injury, but we’re here to help you navigate it. Here’s what to do immediately following the incident...

Workers’ comp doesn’t have limits in the same way that other insurance coverages do. Instead, the State of Pennsylvania has already made coverage decisions for you, and you’ll get...

Let’s look at whether you can exclude anyone from workers’ comp coverage in Pennsylvania...

You really don’t want to go without workers’ comp. The consequences could include hefty fines, jail time, and lawsuits...

The short answer: if you have an employee on your payroll, you need workers’ comp. Even if you only have one employee, you must have worker’s comp. That counts for full-time...

Okay, you’re coming up on your workers’ comp renewal date. Here’s a handy list of things to do (and think about) to make the process as stress-free as possible...

Switching to another workers’ compensation insurer is pretty simple. Here’s how the general process goes: 1. First, check your current workers’ comp contract...

Here’s the general process for getting workers’ comp for your business: Get a broker; Fill out an insurance questionnaire; Provide supporting documents (payroll records and other...

Workers’ comp covers any injury or illness related to an employee’s job. For example, an employee can claim workers’ comp benefits if they hurt their back while lifting a heavy...

First things first. Let’s talk about how workers’ comp is calculated. Workers’ comp rates are calculated primarily from the size of a company’s payroll. As payroll goes up, so...

You need workers’ comp because it is required by law just about everywhere. Without it, your business could face fines, penalties, and a potential lawsuit...

Workers’ compensation insurance is a policy that protects your employees in case they are ever hurt on the job. If your employee gets injured or sick because of their work...